Some features of Text Loan Website
Enjoy the convenience - 100% Online
Just fill the online application form from anywhere and anytime. We'll be ready to find your perfect match whenever you need us. 24/7 hours 12 month and 365 days
Lenders may perform credit check on loan applications they receive. We make neither credit related decisions nor offer cash. Any queries or doubts would be directed to the lenders.
Obtain quick cash
Amount that you will get can be used for any of your emergency requirements. If loan is sanctioned then funds would be deposited into bank account within an hour or maximum within the next business day.
Associated with Panel of 40 plus lenders
Application forwarded to lenders –The form filled and submitted by a customer is shared with 40 plus lenders for further review.
Choose a text loan that meets your needs without overborrowing. Borrow from £100 to £1000 over 1 to 12 months.
Safe & Secure
Secure application, your personal information is safe. Our site is protected by industry-recognized security standards, and all information provided is encrypted during submission.
Looking for a text loan today?
CHECKLIST - Get ready to apply
Payday text loans are quick and convenient that too without any kind of hassle or fuss.
- A bank account with a debit card.
- A mobile number.
- An active email address.
- Your employment if applicable.
- Your regular income and outgoings.
- Online decision –Decision related to the application form is given within a few minutes. Chances are that credit check might be performed as well.
- Approval – We take no guarantee of loan match, loan approval or loan amount. All applicants are not entitled to get an approval for a short term loan or text loan by SMS. textloansum.co.uk is not involved in the process of direct money lending. All we do is provide customers with the free of cost loan matching service.
Apply for Text Loans in minutes
Apply today and the loan you are looking for could be arranged by our lenders or brokers within a few minutes
Panel of 40 + lender - Save time and effort
Search top payday lenders in one go with our simple online application. You'll benefit from good acceptance rates too!
Some lenders and brokers arrange loans with flexibility at the center of what they do
Lender may perform a credit check upon application. We are not a lender or broker and do not make credit decisions. Any consumer queries should be directed to lenders.
Once you have received your payday loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become
Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your instalment loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt.
Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.
The implications of non-payment of your loan could include adverse details being included within your credit report. This could adversely affect future attempts at securing credit or finance, in addition to further charges potentially being added by the lender. Where you miss a payment entirely, you will often incur a charge/fee that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, TextLoanSum.co.uk strongly recommends that you contact the lender in the first instance.
Important things to remember:
- Don't borrow money if you know you will struggle to pay it back
- Don't ignore the situation, contact your lender as your first port of call
Please be aware that if do not repay your loan at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may have a negative effect on your credit score. This may negatively impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.
Payday loan renewal policy
Your lender may be willing to renew your loan. If you wish to do this you should contact them as soon as you know. Our lenders generally charge the same or better rates for loans if you have successfully repaid a loan to them in the past. Remember our lenders have to check that you can afford any loan. Any decision you make regarding the renewal of a loan should be made with full consideration of all the costs and your situation at that time.
Late or non-payment could lead to further interest and/or charges being added to your account.
TextLoanSum.co.uk is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.
The operator of this site is not a direct lender or broker. Loan terms, conditions and policies vary by lender and applicant qualifications. Not all lending partners offer up to £1,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.
Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we may receive a commission from the lenders or brokers we refer you to.
Who says that having an adverse credit history can be the biggest obstacle in fetching additional funds?
All Credit Accepted with Credit Check via Lenders - Good or Bad Credit OK!
With TextLoanSum.co.uk you can easily get hold of money that is needed for fulfilling several of the impending tasks. We are an online entity that has on its panel trusted and eminent lenders of the country (UK) who let you get what you need the most- easy funds. Applying through us you have to worry not at all about your bad credit or good credit score as we accept application from all money seekers without any discrimination of any sorts.
Choosing our loan finder service, you can find out about money lenders who are offering short term loans and text loans. As soon as you have taken a decision to fetch loan between £100 and £1000 then you need to fill an application form which is simple and can be done from the comfort of your home.
We all know that financial exigencies can arrive in life without any notification, especially when you least expect them. In such times, you need somewhere to turn for help. Asking monetary help from friends and relatives can be awkward, however loan finder service like our can be the best answer to your problems.Irrespective of the fact how meticulously you budget your expenditures, tackling with some situations can become challenging at times, especially when they arrive in the middle or end of the month. This is when SMS Loan can prove to be of great help.
Obtain cash for emergency requirements
Get Quick Cash Loans for Emergency Needs!
There are several reasons why people might require cash in hurry. If your washing machine has stopped working suddenly, your house needs some sudden repair, your car has broken down or you need for money for medical emergency, these loans can help you obtain money till next pay check comes.
The payday text loans are approved for short-term so that you can obtain cash for emergency requirements. These are short-term cash advance which allows you obtain money between £100 and £1000 and has to be paid back by the next payday. Payday loans are a great source of cash support when you are running short on funds. It lets you tackle situations that are of urgent and unavoidable nature. Funds from this loan can be put to use to avoid additional charges from bank or credit, for medical, gas or waterbills or unexpected VET bills. For those who require money for fulfilling any such task, these loans make for the best option to consider.
It is strongly recommended that you should opt for these loans only if you are stuck in some kind of emergency situation. It is important to note that such loans are approved only for short-term, and are not apt for debt problems or long-term loans.
Why apply through us?
Borrow Text loans up to 1000 pounds for 1 month!
When you are trapped in the vicious circle of financial predicament all that you want is swift cash without having to get indulged into time-consuming and daunting formality. Also want sets us apart from others is that Lender may run credit check on the applications making it simpler and easier for poor creditors to gain money. So, if you are tagged with arrears, county court judgments, defaults and individual voluntary arrangements then apply through us.
Funds that we strive to get you an approval for is sufficient for small needs and is sanctioned on the basis of parameters such as salary that you are withdrawing, your ability to pay back borrowed amount and current expenses. In addition to this, there is no need for you to reveal the purpose for which you require money.
textloansum.co.uk, you have the facility of applying online. Yes, you do not have to face any hassle. Just visit our website and fill up the two-minute online application form so We'll submit the details you give us to our panel of lenders for approval—you’ll get a Yes or No decision back in just a few minutes. Details that you will be sharing will be kept safe with us.
What sets us apart from others is high chance to approval that we are able to bring to our customers.